Risk and responsibility disclaimer

Information, not personal advice

Mertiva publishes general educational information and comparisons. The content does not take account of your financial circumstances, investment objectives, tax residence or ability to bear losses. It is not a personal recommendation, an offer to buy or sell, or investment, tax or legal advice.

A comparison or link is not a statement that a product is suitable for you. Where you need advice specific to your circumstances, consult an appropriately qualified professional.

Cryptoassets and investments can lose value

Cryptoassets can be volatile. You may lose all the money committed, and you may be unable to sell or withdraw an asset when you need to. Custody failure, fraud, operational outages, network fees and lost recovery credentials introduce additional risks.

Regulatory status does not establish that an asset is safe or that every service is covered by a deposit guarantee or investor compensation scheme. Check the exact legal entity, product and protections applicable in your country.

Prices, fees and eligibility can change

Market prices are indicative observations from the named data provider. They can be delayed, incomplete or unavailable and are not executable quotations. A displayed price does not include every trading, currency conversion, network or withdrawal cost.

Fees and product terms are recorded with their source and checking date. Your account tier, country, payment method, order type and transaction size may produce a different result. Confirm the final quote and applicable contract directly with the provider before proceeding.

Calculators use assumptions

Calculator results depend on the figures and assumptions entered. They do not forecast returns, establish a tax liability or guarantee an outcome. A worked example is labelled as an example; it is not a live trade quote.

External services and commercial relationships

External websites operate under their own terms and privacy policies. Mertiva does not execute trades, hold client assets or control those websites. A link to an official site does not by itself mean an affiliate partnership or endorsement.

If a placement is paid or a link can earn a commission, the relationship must be disclosed beside the relevant content. Ownership relationships must also be disclosed. See our editorial and commercial disclosure for the current policy.

Errors, updates and applicable rights

We aim to make material statements traceable to primary sources and to correct substantive errors. Sources may change after publication. Check the cited original when a fact matters to your decision; the source-checking date shows the scope of our review.

This disclaimer explains the intended scope of the publication. It does not exclude rights or obligations that cannot lawfully be excluded under applicable law.