Kraken
Crypto trading and account services; products depend on your location.
Fees, funding and country availability
Retail spot trading, entry tier, without VIP or token discounts. Maker adds liquidity; taker executes against existing orders. Rates are per trade, not the total cost of buying and cashing out.
- Maker fee
- 0.4 %Official source
- Taker fee
- 0.8 %Official source
- Market and rate conditions
Kraken Pro spot, Tier 1 from 9 July 2026. Instant Buy has separate pricing; discounts start at higher volume or qualifying assets.
Official source- Fiat deposits / buying with money
EUR SEPA: free via listed bank partners. US ACH: free, with a 7-day withdrawal hold. US debit card: USD 0.25 + 3.75%. SWIFT fees vary by partner.
Official source- Fiat withdrawals / cashing out
EUR SEPA: EUR 1; Instant SEPA via Clear Junction: EUR 0.90. EUR SWIFT via Bank Frick: EUR 5. Other currencies have separate schedules.
Official source- Crypto deposits and withdrawals
Crypto deposits and withdrawals use supported networks; withdrawal fees and minimums differ by asset and network.
Official source- Country availability
- Published geographic scope
The EEA spot service covers Sweden, Norway, Denmark and Finland. Product and verification requirements apply; derivatives have separate eligibility rules.
Official source - Last checked
Availability refers to ordinary individual accounts at the named service. Residence, citizenship, identity checks, local bank requirements and sanctions can change eligibility. A country absent from a restriction list is not treated as confirmed support.
How the service works
Kraken’s instant purchase service and Kraken Pro spot trading are different ways to place a trade. The former presents a purchase quote; the latter offers order-book trading with its own pricing. Kraken Exchange holds assets in an account. Kraken Wallet is a separate self-custody product, so installing it does not automatically move your exchange balance into your own custody.
- Holding and withdrawal model
- Custodial exchange; separate Kraken Wallet product
- Cost components
- Instant spread/payment fees or Pro trading fees, plus withdrawal costs
- Useful starting point
- Order-book trading with a checked route to an external wallet
What determines your cost
Compare the instant quote’s spread and trading fee with the applicable Pro fee, then include your funding method. Withdrawal costs and minimums depend on the asset and network. Some funding methods trigger temporary withdrawal holds. A low trading fee therefore does not show whether the whole route fits a small purchase or a transfer you need to complete promptly.
When to consider it
Kraken is worth researching when order controls and a planned external-wallet withdrawal both matter. Start from the receiving wallet’s network, work backwards to the supported withdrawal route, and check the deposit method last. Keep exchange trading, wallet functions and other products separate in your comparison: their supported assets, access requirements and risks need not be identical.
Read current fees, supported products and account conditions on the official website.
Official sources
Sources reviewed:
This edition's list is a starting point for research, not confirmation of account eligibility. Check residence requirements, the contracting company and current terms with the provider.
Questions before you choose
Does this overview confirm availability in my country?
No. The edition provides a regional research shortlist. The provider must confirm residence eligibility, the legal entity and access to a particular product.
Where can I find current fees or product prices?
Follow the official source link and check the complete transaction or order total. Costs can depend on the product, payment method, currency and destination.