<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://mertiva.se/news/dyrare-for-svenskar-att-betala-i-nordiska-valutor-an-i-euro-effdf5ea/</loc><news:news><news:publication><news:name>Mertiva</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-28T00:00:00Z</news:publication_date><news:title>Riksbank report says euro payments are often cheaper than Nordic-currency transfers</news:title></news:news></url><url><loc>https://mertiva.se/sv/news/dyrare-for-svenskar-att-betala-i-nordiska-valutor-an-i-euro-effdf5ea/</loc><news:news><news:publication><news:name>Mertiva</news:name><news:language>sv</news:language></news:publication><news:publication_date>2026-10-28T00:00:00Z</news:publication_date><news:title>Riksbanksrapport säger att eurobetalningar ofta är billigare än överföringar i nordiska valutor</news:title></news:news></url><url><loc>https://mertiva.se/no/news/dyrare-for-svenskar-att-betala-i-nordiska-valutor-an-i-euro-effdf5ea/</loc><news:news><news:publication><news:name>Mertiva</news:name><news:language>nb</news:language></news:publication><news:publication_date>2026-10-28T00:00:00Z</news:publication_date><news:title>Riksbankens rapport sier at eurobetalinger ofte er billigere enn overføringer i nordiske valutaer</news:title></news:news></url><url><loc>https://mertiva.se/da/news/dyrare-for-svenskar-att-betala-i-nordiska-valutor-an-i-euro-effdf5ea/</loc><news:news><news:publication><news:name>Mertiva</news:name><news:language>da</news:language></news:publication><news:publication_date>2026-10-28T00:00:00Z</news:publication_date><news:title>Riksbankens rapport siger, at eurobetalinger ofte er billigere end overførsler i nordiske valutaer</news:title></news:news></url><url><loc>https://mertiva.se/fi/news/dyrare-for-svenskar-att-betala-i-nordiska-valutor-an-i-euro-effdf5ea/</loc><news:news><news:publication><news:name>Mertiva</news:name><news:language>fi</news:language></news:publication><news:publication_date>2026-10-28T00:00:00Z</news:publication_date><news:title>Riksbankin raportti: euromääräiset maksut ovat usein halvempia kuin siirrot Pohjoismaiden valuutoissa</news:title></news:news></url></urlset>