Mertiva.
Crypto exchange

Niza.io

Crypto trading alongside advertised personal and business banking services.

Fees, funding and country availability

Retail spot trading, entry tier, without VIP or token discounts. Maker adds liquidity; taker executes against existing orders. Rates are per trade, not the total cost of buying and cashing out.

Maker fee
0.1 %Official source
Taker fee
0.1 %Official source
Market and rate conditions

The public live homepage quotes 0.1% maker and taker. Banking charges are additional; confirm the selected pair’s final order fee.

Official source
Fiat deposits / buying with money

EUR SEPA: 0.20%, minimum €5. USD SWIFT: 0.30%, minimum $70. EUR SWIFT: 0.30%, minimum €25.

Official source
Fiat withdrawals / cashing out

EUR SEPA: 0.20%, minimum €5. USD SWIFT: 0.30%, minimum $70. EUR SWIFT: 0.35%, minimum €35.

Official source
Crypto deposits and withdrawals

Crypto transfer support and the final network fee must be checked for the selected asset; no universal withdrawal rate is confirmed.

Country availability
Published geographic scope

KYC and regional restrictions apply. A reliable public residence allowlist confirming Sweden, Norway, Denmark and Finland was not found.

Official source
Last checked

Availability refers to ordinary individual accounts at the named service. Residence, citizenship, identity checks, local bank requirements and sanctions can change eligibility. A country absent from a restriction list is not treated as confirmed support.

How the service works

Niza presents crypto trading together with personal and business banking features, including IBAN services. Those functions have different onboarding and service conditions. Access to a crypto account should not be taken as confirmation that every associated banking product is available to the same customer.

Holding and withdrawal model
Platform account; banking and crypto services have separate terms
Cost components
Separate crypto trading and banking tariffs; transfer minimums
Useful starting point
Users assessing combined crypto and banking workflows

What determines your cost

The banking tariff distinguishes transfer types, currencies and customer categories, including SEPA and SWIFT routes. Minimum charges can be significant for small transfers. A banking fee schedule alone does not establish the execution cost of a crypto trade.

When to consider it

Confirm the provider and eligibility terms for each service you intend to use. Obtain the applicable crypto trading tariff as well as the bank-transfer tariff, then calculate the full deposit, conversion and withdrawal route before comparing it with another platform.

Read current fees, supported products and account conditions on the official website.

Official sources

Sources reviewed:

This edition's list is a starting point for research, not confirmation of account eligibility. Check residence requirements, the contracting company and current terms with the provider.

Questions before you choose

Does this overview confirm availability in my country?

No. The edition provides a regional research shortlist. The provider must confirm residence eligibility, the legal entity and access to a particular product.

Where can I find current fees or product prices?

Follow the official source link and check the complete transaction or order total. Costs can depend on the product, payment method, currency and destination.

A global market. Local rules.

Check the authority responsible for your country and the legal entity providing the service. Keep purchase, sale, swap and transfer records. Your tax residence and the product you use determine which guidance applies; the links below are general starting points.