Mertiva.
Crypto exchange

VALR

Simple buying and exchange trading with several funding and fee components.

Fees, funding and country availability

Retail spot trading, entry tier, without VIP or token discounts. Maker adds liquidity; taker executes against existing orders. Rates are per trade, not the total cost of buying and cashing out.

Maker fee
0.18 %Official source
Taker fee
0.35 %Official source
Market and rate conditions

Pro spot fiat-quote Tier 1. Crypto-quote pairs: 0.08% / 0.10%; stable-to-stable: 0.05% / 0.10%. Simple Buy/Sell: 1.6%.

Official source
Fiat deposits / buying with money

ZAR EFT: free; ZAR card: 3.9%. USD wire: 0.10%, minimum $5. EUR wire/SEPA: 0.10%, minimum €1.

Official source
Fiat withdrawals / cashing out

ZAR normal: first 30 withdrawals per month free, then R8.50. Fast withdrawal to RTC/other banks: R30.

Official source
Crypto deposits and withdrawals

Crypto deposits: free. External withdrawals use a network-dependent quote; internal VALR transfers are free.

Official source
Country availability
Published geographic scope

International onboarding is subject to verification and sanctions. Nordic customers must confirm residence, identity and bank-account eligibility separately.

Official source
Last checked

Availability refers to ordinary individual accounts at the named service. Residence, citizenship, identity checks, local bank requirements and sanctions can change eligibility. A country absent from a restriction list is not treated as confirmed support.

How the service works

VALR separates Simple Buy/Sell from exchange trading and publishes charges for additional products and funding routes. ZAR trading is one documented workflow, while the fee page also covers other supported currencies. Card checkout is a separate route with its own processing conditions.

Holding and withdrawal model
Exchange-held balance; withdrawals on supported networks
Cost components
Simple or Pro pricing plus payment processing, conversion and withdrawals
Useful starting point
Users comparing bank-funded trading with simple or card purchases

What determines your cost

Pro pricing depends on trading product and recent volume. Card processing, currency conversion and crypto withdrawals can add costs beyond execution. A comparison should therefore specify bank or card funding, the trading interface and the final withdrawal destination.

When to consider it

Compare Simple Buy/Sell with an exchange order using the same amount and currency. Include the selected funding method, especially if using card checkout. Confirm the applicable limits and net amount after withdrawal rather than comparing only the headline trading rate.

Read current fees, supported products and account conditions on the official website.

Official sources

Sources reviewed:

This edition's list is a starting point for research, not confirmation of account eligibility. Check residence requirements, the contracting company and current terms with the provider.

Questions before you choose

Does this overview confirm availability in my country?

No. The edition provides a regional research shortlist. The provider must confirm residence eligibility, the legal entity and access to a particular product.

Where can I find current fees or product prices?

Follow the official source link and check the complete transaction or order total. Costs can depend on the product, payment method, currency and destination.

A global market. Local rules.

Check the authority responsible for your country and the legal entity providing the service. Keep purchase, sale, swap and transfer records. Your tax residence and the product you use determine which guidance applies; the links below are general starting points.