Mertiva.
Crypto exchange

Bitvavo

Euro-funded crypto trading with bank-account and volume-tier requirements.

Fees, funding and country availability

Retail spot trading, entry tier, without VIP or token discounts. Maker adds liquidity; taker executes against existing orders. Rates are per trade, not the total cost of buying and cashing out.

Maker fee
0.15 %Official source
Taker fee
0.25 %Official source
Market and rate conditions

EUR spot markets, 30-day volume below EUR 100,000. Stablecoin markets and high-volume tiers use different rates.

Official source
Fiat deposits / buying with money

EUR SEPA, iDEAL/Wero and Bancontact: free. Card, Apple Pay, Google Pay and PayPal: 1%. EPS: 1.75%. Country-specific availability applies.

Official source
Fiat withdrawals / cashing out

EUR bank transfer to a verified own-name account: free. Crypto can be withdrawn to supported external wallets.

Official source
Crypto deposits and withdrawals

Crypto deposits: free. Crypto withdrawal fees vary with the asset and blockchain capacity.

Official source
Country availability
Published geographic scope

The supported-country list includes Sweden, Norway, Denmark and Finland. Residence in a supported country and the required identity and bank verification are necessary.

Official source
Last checked

Availability refers to ordinary individual accounts at the named service. Residence, citizenship, identity checks, local bank requirements and sanctions can change eligibility. A country absent from a restriction list is not treated as confirmed support.

How the service works

Bitvavo connects euro funding to crypto trading. Its deposit instructions require attention to the bank account holder and supported payment method. This makes it useful to compare as a complete EUR-to-crypto route, rather than looking only at a trading percentage.

Holding and withdrawal model
Exchange-held balance; withdrawals on supported networks
Cost components
EUR market and volume tier; stablecoin rules and network withdrawals
Useful starting point
Eligible users comparing bank-funded euro purchases

What determines your cost

Trading rates depend on recent volume and the market category; the fee page describes special treatment for stablecoin activity. Crypto withdrawal charges depend on the asset and network. Bank funding conditions should be checked alongside the order fee.

When to consider it

Confirm that your bank account and chosen deposit method meet the current requirements. Compare the final asset quantity after execution and withdrawal. If trading volume is expected to improve your tier, check which transactions actually count towards it.

Read current fees, supported products and account conditions on the official website.

Official sources

Sources reviewed:

This edition's list is a starting point for research, not confirmation of account eligibility. Check residence requirements, the contracting company and current terms with the provider.

Questions before you choose

Does this overview confirm availability in my country?

No. The edition provides a regional research shortlist. The provider must confirm residence eligibility, the legal entity and access to a particular product.

Where can I find current fees or product prices?

Follow the official source link and check the complete transaction or order total. Costs can depend on the product, payment method, currency and destination.

A global market. Local rules.

Check the authority responsible for your country and the legal entity providing the service. Keep purchase, sale, swap and transfer records. Your tax residence and the product you use determine which guidance applies; the links below are general starting points.