Luno
Country-specific crypto buying and exchange markets with distinct pricing models.
Fees, funding and country availability
Retail spot trading, entry tier, without VIP or token discounts. Maker adds liquidity; taker executes against existing orders. Rates are per trade, not the total cost of buying and cashing out.
- Maker fee
- 0.4 %Official source
- Taker fee
- 0.6 %Official source
- Market and rate conditions
South Africa Exchange, other crypto/ZAR pairs, Tier 1 below ZAR 20,000 in 30 days. Crypto/crypto: 0.08% maker / 0.10% taker. Other countries use separate schedules.
Official source- Fiat deposits / buying with money
Local-currency funding in supported countries; South Africa uses ZAR bank payments. The payment-specific tariff is separate from the displayed Exchange fee.
Official source- Fiat withdrawals / cashing out
Local bank withdrawal to an account in your name in a supported country. Currency-specific fees and minimums apply.
Official source- Crypto deposits and withdrawals
Supported crypto can be deposited and sent externally; dynamic sending fees are displayed for the asset and network.
Official source- Country availability
- Published geographic scope
Sweden, Norway, Denmark and Finland are outside the published list of countries accepting new individual accounts.
Official source - Last checked
Availability refers to ordinary individual accounts at the named service. Residence, citizenship, identity checks, local bank requirements and sanctions can change eligibility. A country absent from a restriction list is not treated as confirmed support.
How the service works
Luno operates through supported country services rather than a universal global account. Its Exchange order books and instant-buy flow are different products. Available pairs and funding currencies depend on the country, and new registrations can be restricted even where an existing service operates.
- Holding and withdrawal model
- Exchange-held balance; withdrawals on supported networks
- Cost components
- Country and interface-specific pricing; local funding and withdrawals
- Useful starting point
- Residents of supported countries comparing instant buying with order books
What determines your cost
Instant transactions use a quoted conversion with their own pricing components; Exchange trading has a separate tariff. Country-specific deposit and withdrawal conditions also matter. A fee example for one country should not be used as the assumed price in another.
When to consider it
Check country and registration eligibility before comparing prices. Choose either instant buying or the Exchange, then use that local service's tariff and funding method. Confirm whether the pair and withdrawal route match your intended transaction.
Read current fees, supported products and account conditions on the official website.
Official sources
Sources reviewed:
This edition's list is a starting point for research, not confirmation of account eligibility. Check residence requirements, the contracting company and current terms with the provider.
Questions before you choose
Does this overview confirm availability in my country?
No. The edition provides a regional research shortlist. The provider must confirm residence eligibility, the legal entity and access to a particular product.
Where can I find current fees or product prices?
Follow the official source link and check the complete transaction or order total. Costs can depend on the product, payment method, currency and destination.