Fraud involving account transfers and payment cards in Norway totaled 438 million kroner in the first half of 2026, the Financial Supervisory Authority of Norway reported on November 10. That was 120 million kroner, or about 22%, less than in the second half of 2025. The total was about the same as in the first half of 2025.
Fraud through account transfers amounted to 282 million kroner, down 102 million kroner from the previous half-year. Payment-card fraud fell by 19 million kroner to 155 million kroner.
Fraud involving payers manipulated into initiating payments themselves totaled 236 million kroner. Payment service providers prevented nearly 1.3 billion kroner in fraud during the six-month period.
The figures include the value of fraudulent transactions regardless of whether losses are borne by customers, payment providers or, for card transactions, merchants. They also include amounts later recovered by providers, so the reported fraud value may differ from the final loss.
Norwegian payment service providers report fraud statistics to the authority twice a year. The data distinguish between payments initiated or altered by fraudsters and payments made by manipulated payers. They also separate transactions in Norway from cross-border transactions within and outside the European Economic Area.
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